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All Forums > Shopping Info > Shopping Info Forum Page 28 > Beware of PayPal's new AUP change
AuthorPost
Saki
At-Large

2087 Posts
11/99
Posted - Sep 9 2004 : 3:08PM
In addition to not allowing transactions involving adult material (i.e. anything that is sexually oriented), a recent change allows PayPal to impose a $500 fine for violating the AUP:
- Saki
oatmeal
Meat Popsicle

Seeking Beauty
1738 Posts
8/04
Posted - Sep 9 2004 : 6:55PM
So Ebay lets you sell Adult DVDs online but PayPal, an Ebay company, reserves the right to fine or sue you if you use their service? That's ridiculous.
Saki
At-Large

2087 Posts
11/99
Posted - Sep 9 2004 : 9:44PM
I think it's probably related to chargebacks. Person buys porn. Person calls credit card company or bank and says "I didn't order porn!" CC company charges the amount back to PayPal. Or some merchant defrauds customers by never shipping merchandise--I guess at least PP can recoup some of their losses.

Still, I'm not sure of the legality of "fining" someone for violating an AUP, especially if the transaction is legal.

- Saki

tricia_devereaux
Evil Angel DVD

Patience is a virtue, but who wants to be virtuous?
4283 Posts
4/00
Posted - Sep 12 2004 : 3:16PM
Most people who deal with selling adult material on ebay just use other payment gateways, such as ccbill.

I recently looked into a merchant account through Cardservice International, which is a branch of First Data. They accept adult accounts, although at a higher percentage rate for credit cards.

creamlover
Member

68 Posts
1/03
Posted - Sep 13 2004 : 1:23PM
No it's not related to chargebacks. PayPal is under increasing review by the goverment since it is completely unregulated. They've been charged already with gambling related issues.

They introduced the "Cannot use PayPal for adult related items/content" about a year ago. Now they are simply warning you that violations of this will result in not only loosing your account (which they stated before) but also fines AND proscecution.

Also on their list of no-no's are, of all things, using PayPal to pay for batteries. Yes, batteries. Due to the fact that their are EPA concerns regarding lead and other contents in them. PayPal has a huge list of "you can't use PayPal for..." it's just now that they are going to do more to you than simply slap your hand if you use them for things that they don't want the government investigating them for. They want to protect themselves by disallowing usage of it's service for things it deems are "vice" related, correctly or incorrectly.

PayPal is bad both as an honest buyer and honest seller (you can get screwed WAY TO EASILY by being honest) and is a beacon for the fraudulent buyers. http://www.paypalwarning.com http://www.nopaypal.com


Edited by - CreamLover on 9/14/2004 3:05:37 PM

 
sir wankalot
Member

UK
904 Posts
5/03
Posted - Sep 14 2004 : 9:47PM
I got lucky and got paypal to pay up before the 180 days had expired.

My account had been frozen for selling porn dvds but i asked paypal to pay me what was left in my account as i had never had any chargebacks. To my amazement they gave me my money after about 3 weeks!

However, if i want to accept credit card payments i need to find a new adult processor. The going rate seems to be about 13% to 15%!!! I know it's adult but that seems alot when i'm selling a physical product and not memberships or downloads (notorious for chargebacks).

If anyone knows a cheap adult processor i'd love to know.




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