Long story short, it was one of my favorite a while back. I don't think it was 90s, maybe 2000s.
All black actors/actresses as far as I remember.
It was mostly anal.
The very first scene you see a woman on the phone outside next to a grill (I believe). She is talking to her boyfriend about doing anal, he says no. The neighbor comes over, slightly larger man, and she brings him inside to do anal.
I don't remember much aside from that and another scene later on where there's a girl on the couch and the gardener/poolboy (I don't remember exactly) walks by outside the window. She may have been masturbating (maybe a small glass dildo?). He comes in the door, and they proceed with her first time presumably. Please and thank you to anyone who may be able to help me.